Free Tool
eXp Realty Commission Calculator
Put in your real production and your current brokerage costs. This tool shows what you keep at eXp Realty with the 80/20 split, the $16,000 cap, monthly and transaction fees, stock awards, AECP, and revenue share from agents you attract.
eXp Realty Complete Value Calculator, commission comparison plus all stock awards, AECP, and agent attraction bonuses
How the eXp Realty Commission Split Works
eXp Realty runs on one company-wide split: 80/20. You keep 80% of the gross commission on every deal, and the company keeps 20% until you hit the $16,000 cap. Because 20% of $80,000 is $16,000, that is the GCI level where most agents cap. Near the McKinney median of about $505,000, a typical agent side is roughly $12,000 to $14,000 per closing, so a full-time agent can cap in roughly 6 to 7 DFW deals.
After the cap, the 80/20 split is gone. You keep 100% of your commission and pay only a post-cap transaction fee. That fee starts at $250 per closing until you have paid $5,000 in total post-cap fees, then it drops to $75 per closing. On top of the split, eXp charges $85 per month, which includes BoldTrail CRM, kvCORE, and the rest of the tech stack. Each transaction also carries a $25 review fee and a $60 risk management fee, with the risk fee capped at $750 per year. There are no franchise fees, no royalty fees, and no desk fees.
The Stock Awards and AECP Most Calculators Ignore
Most online calculators stop at the split. They miss the equity side of the model. eXp gives every agent $200 in AGNT stock on the first transaction of each anniversary year. When you hit the cap, you get another $400 stock award. Every agent you attract who closes a transaction earns you $400 in stock, paid when they close their first deal.
ICON qualifiers can earn up to $16,000 in AGNT stock annually: $8,000 for production, $4,000 for cultural contribution, and two $2,000 event-based awards. Roughly 65% of agents also enroll in AECP, the Agent Equity Conversion Program, which lets you invest 5% of your commission into AGNT stock at a 5% discount. That is not a recruiting pitch, it is a real equity program that turns commission into ownership. The company behind the stock is eXp World Holdings, traded on Nasdaq as AGNT. As of 2026, eXp reports about 83,060 agents globally and operates with a Texas headquarters presence.
Want the full picture on how that income layer works? Read the eXp Realty revenue share guide or the Texas commission math breakdown.
How eXp Compares to a Traditional Brokerage
A traditional brokerage like Keller Williams is a franchise model. Each market center is independently owned, so splits, caps, and fees vary by office. Most KW agents see a 70/30 or 64/36 split on top of a 6% corporate royalty fee. The local cap is commonly $18,000 to $25,000 or more, plus a $3,000 royalty cap. That is two layers of fees taken before you ever hit the cap, and the cap is often higher than eXp's flat $16,000.
eXp removes the local office layer entirely. Every agent, in every state, works on the same 80/20 split with the same $16,000 cap. The math is consistent whether you are in Plano, Austin, or Florida. If you want the exact numbers side by side, see the eXp vs Keller Williams commission split comparison.
eXp Commission Split FAQs
How does the eXp Realty commission split work?
It is a flat 80/20 split. You keep 80% of every commission until the company has received $16,000. After that, you keep 100% of your commission minus the post-cap fee.
What is the eXp Realty cap?
The cap is $16,000 per anniversary year. At 20% to eXp, you cap once you have paid $16,000 in company splits. Most DFW agents hit it in roughly 6 to 7 closings.
What fees does eXp Realty charge?
$85 per month for tools and CRM. $25 transaction review fee per closing. $60 risk management fee per closing, capped at $750 per year. Post-cap fees are $250 per transaction until $5,000 is paid, then $75 per transaction. No franchise or royalty fees.
Can you earn your eXp cap back in stock?
Yes. The $200 first-transaction award, $400 capping award, $400 per attracted agent, ICON awards up to $16,000, and AECP discounts can all add up to more than your annual cap, depending on production and recruiting activity.
How does eXp commission compare to Keller Williams?
eXp is a single 80/20 split with a $16,000 cap and no franchise fees. Keller Williams uses a local split plus a 6% royalty fee, and the cap usually ranges from $18,000 to $25,000 or more. eXp is consistent across offices; KW terms vary by market center.
Want the full breakdown?
The numbers above are the short version. Read the full eXp vs Keller Williams commission split comparison, see how revenue share actually pays, or learn how to choose a sponsor before you make the move.